Floor 36: Hit the Pause Button

You may have been waiting for a February loan repayment update.  There will probably be no update worth seeing for a little while, and that’s because Mr. DebtFreeJD and I have a sudden need to stockpile cash for another project for the next few months.

That project is a house.

The sudden need?

I will give you a hint.  For the last while, I have been wearing pants with an elastic band in them to work.  Also, I have become very interested in food.  See here. And here.  And here.

Need more?

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Dog DebtFreeJD is making sure she’s prepared.

 

I realize it is not technically necessary to have a house in order to deliver a baby, but several factors are pushing us in that direction, including:

  • We live under three graduate students, who occasionally have loud parties.
  • We live over three medical residents, who (I assume) have strong feelings about getting enough sleep.
  • Unclear whether moving near the end of pregnancy is better than moving with an infant, but we are hoping that it’s easier when baby is inside me rather than outside.  Also, in the former scenario, I don’t plan to lift so much as a pinkie to help move us, so obviously there are benefits to me.  And Mr. DebtFreeJD is a trooper.*
  • Our landlord just raised our rent by $200/month.  Again.

It’s really that last one that’s the kicker.  Kicking us right out the door.

Despite our best efforts, we so far have been spectacularly unsuccessful in home buying.  Failures include entering into a contract to buy a house that fell apart over the inspection results, and being outbid on another house that sold within 72 hours of being put on the market.  Optimism, however, blooms eternal around here, and we are hoping that we can purchase, close, and move into a house before Baby DebtFreeJD arrives in about four months.  To do that, however, we’ll need the money that we were previously throwing at law school loans, especially since we are not buying a fixer-upper while I can’t bend over to tie my shoe laces without some gymnastics.

Therefore, Project DebtFreeJD is on hold until Project Buy A House to Put A Baby In is complete.  Don’t worry, posting will continue, although it may take a slightly different direction for a bit, like how to save money on maternity clothes? (hint: buy as few as you can); signs of a bad real estate agent (we are now very experienced); and is it bad parenting if you resist buying anything for forthcoming baby until the last possible moment (hope not!).

*Before you feel too sorry for him, we will hire movers.  Plus, even though we say I’m not going to so much as open a box, we also know that’s not true.  Who else will alphabetize my books?

10 thoughts on “Floor 36: Hit the Pause Button

  1. Mrs SSC

    Congrats! Move BEFORE the baby! Way, way, way easier! I moved 8 months pregnant with my 2nd child. I even let my husband pick out the house because I was determined not to move with a newborn, and we had deals fall through on three houses we had picked out together. I sent him to Houston, and told him not to return without a house for us to move in before the kid was born. lol.

    The hint with maternity clothes is to buy a belly band. I spent most of my larger months in my normal skirts (worn below the belly, obviously), and a couple of stretchy t-shirts or tank tops with a cardigan. No one harasses a pregnant women with what to wear!

  2. Judi

    Congratulations!!!!!! It’s pretty wonderful that you’ve come so far already in your debt repayment journey just in time for a new life transition. Since I’ve never had kids I would suggest you go to sixfoguresunder.com for Stephanie’s advice since she had been writing about this topic lately. Good luck on the house hunt! And tell dog debtfreejd congratulations on soon being a fur sibling!

  3. ARBM

    Congratulations! And good luck with the house hunt. Sounds like you’ve already experienced some of the stressful side of house-hunting, but it can be so fun and exciting too! Especially with a little one on the way.

  4. Abigail @ipickuppennies

    Congrats! *Definitely* better pregnant than with an infant. But I hope you can do it before you get truly uncomfortable. Because you may not lift heavy things, but there’s still unpacking.

  5. C@thesingledollar

    that’s great! Congratulations! My BFF had to move about five or six months pregnant — it was very stressful, since they were renting and the house’s owners decided to move back into it and gave them a month or two of notice. However, I think that situation was far superior to the idea of moving with an infant, so get ‘er done if you can. And good luck with the rest of the pregnancy!

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